Prêts professionnels,
en toute simplicité.

- With Accountable, you are in complete control of your finances: you know exactly what you earn net, what you should provision for taxes, and, last but not least, what you can afford to spend.

- Should you need more money to grow your business than what you have available, we help you get a business loan. In this aim, we identify partners that can reliably lend you money.

- One of them is mozzeno, as you can see. You can already see online what you can expect to borrow and we make sure our users' questions to mozzeno's team are fast- tracked.

- Last but not least, our Customer Success team is available to answer your questions regarding loans.

We are reviewing the offers available on the market and we already identified one, by mozzeno. We like their collaborative approach and the fact that they give fast answers. Why would you have to wait to grow your business?

Accountable does not charge anything related to business loans. We do not charge either for answering your questions, be they relative to your credit as a self-employed or the deductibility of financial charges.

Accountable and mozzeno are two distinct entities. Accountable is not liable for mozzeno performance, nor this cost structure.

A business loan is a loan that you make for your professional activity, as a self-employed.

Such loans can cover a variety of use-cases: support an investment (e.g. purchase of a machine, a vehicle, a building), or more generally improve your working capital (e.g. to face short-term working capital, late payments, etc.)

Loans to cover your personal consumption are not business loans and obey to a different regulation.

There are no differences between complementary & full-time self-employed professionals when it comes to business loans.

As a complementary self-employed, you have the same rights to invest in your business as if you were full-time.

Tout indépendant, à titre principal ou complémentaire, en personne physique ou en société. La seule condition est d'avoir trois ans d'activité. Ce n'est pas votre chiffre d'affaires qui compte, que votre capacité à rembourser l'emprunt qui compte.

Business loans are not taxed: the money you get from the lender is not taxed. This is not revenue.

That said, interests from the loan are fully deductible if the loan is 100% applicable to your business, whatever the use of the funds (i.e. working capital, investment, etc.).

In other words, interest from your business loan will help decrease your taxable income, hence your taxes.

Contact us (mailto:[email protected]) for more info.

Yes, of course!

Our team not only knows what to answer to your questions as a self-employed. They also know what you should know and will tell you exactly that! Last but not least, we don't speak jargon.

We are looking forward to answering your questions regarding access to credit.

No, we do not share any personal data with any third party.

Your data is yours, and only yours. This is a core principle of Accountable and a value we stand for.