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E-invoicing: what you need to know as a self-employed in Belgium

Written by: Valesca Wilms

Updated on: February 18, 2025

Reading time: 4 minutes

As a business, you could previously invoice however you liked, as long as all the required information was included. Many invoices were still sent by post or as scanned PDFs. But starting January 1, 2026, all invoicing between Belgian companies will need to be done through e-invoicing.

This article covers everything you need to know about e-invoicing as a self-employed in Belgium.

E-invoicing: what is it?

An electronic invoice, or e-invoice, is an invoice sent online in a specific standardized format.

⚠️ Important: Electronic invoices are not the same as online or digital invoices. Scanning and sending an invoice as a PDF is not the same as e-invoicing.

What makes e-invoicing unique?

  • An e-invoice must meet specific standards to ensure it can be accurately read and processed by invoicing software.
  • These invoices are also created using invoicing software. With such software, you can automatically send, receive, and process e-invoices.

For self-employed, the shift to e-invoicing means that starting January 1, 2026, you’ll need to use certified invoicing software to send invoices to businesses and to receive invoices from them.

What is Peppol?

When we talk about e-invoicing, we also talk about Peppol. Peppol stands for Pan-European Public Procurement Online. The European Commission developed the Peppol network to streamline the exchange of electronic invoices within the European Union.

Or, in simpler terms: Peppol acts like an address book that ensures the secure transfer of electronic invoices between systems (from one business to another).

To send and receive e-invoices, freelancers must register on the Peppol network. The good news? Registration is free and straightforward, as most e-invoicing software offers this service at no extra cost.

💡 Accountable Tip: With Accountable, you can send and receive e-invoices for free. Plus, you can register on the Peppol network with just one click in the app.

What exactly are the advantages of e-invoicing?

Every year, the government misses out on a hefty sum of tax revenue due to insufficient invoicing or outright fraud. Introducing mandatory e-invoicing will significantly complicate tax evasion in the future. Yet, that's merely the tip of the iceberg in terms of e-invoicing benefits.

It's a considerable leap forward for environmental conservation as well. Just think of the reductions in paper, ink, and postal deliveries.

But the perks extend to you as well.

  • A substantial portion of invoicing and processing being automated means you'll spend less time on these tasks.
  • The likelihood of mistakes drops significantly due to the invoices' standardized format.
  • Increased deduction for invoicing software: the tax authorities are temporarily allowing an increased deduction of 120% for expenses related to e-invoicing.

While further advancements are on the drawing board, it's quite feasible that e-invoicing could alleviate other administrative burdens down the line. For instance, VAT listings and declarations could also become (partially) automated once e-invoices become the norm.

Peppol e-invoicing

Electronic invoicing is facilitated through invoicing software that automates the sending, processing, and even payment of invoices. But what does that involve exactly?

To enable this, it's crucial that the invoices follow specific standards and that the files can be easily read by the software.

  • E-invoices are created as XML files according to the UBL (Universal Business Language) format, which was specially developed for digital invoices. These standards ensure that all the necessary information for an invoice is indeed present.
  • Electronic invoices are sent (automatically) to the recipient via a secure channel like PEPPOL. At the recipient's end, the e-invoice can be directly incorporated into the accounting system for automatic processing. Since this program adheres to the same standards, the information can be easily read, and processing errors are rare. As a business owner, these channels also make it much easier to track the status of your invoices.

💡 Sending Peppol invoices with Accountable? Find out how it works here.

FAQ E-invoicing

When will e-invoicing become mandatory in Belgium?

E-invoicing is already mandatory for public contracts. From January 1, 2026, Belgian companies will also be required to invoice each other electronically. For now, there is no imminent obligation for e-invoicing to individuals.

Is sending Peppol invoices free?

Yes, Peppol is free. You can register for free on the Peppol network using invoicing software like Accountable. Once registered, you can send and receive unlimited e-invoices via Accountable, even on the free plan.

How can I start with e-invoicing?

To start, you'll need an e-invoicing software program. This could be part of a larger software package or a bespoke invoicing program tailored to your business. Accountable, for example, is a perfect accounting and invoicing program for freelancers and self-employed individuals. Your chosen program should also allow you to send invoices to businesses and individuals via Hermes. This tool ensures your invoices reach your client in a readable manner, even if they do not have a program to process e-invoices. It also allows you to track the processing of your invoices, just like on the Mercurius platform for public contracts.

Are there costs associated with e-invoicing?

There are no fees directly associated with e-invoicing, but you should consider your monthly software expenses. For example, Accountable costs about €20 to €30 per month, which is quite reasonable when you consider the cost savings associated with electronic invoicing. But the good news is that costs for e-invoicing are temporarily 120% deductible.

Is e-invoicing safe?

E-invoicing is safe as the invoices are sent through a closed network. These networks also require user identification to ensure that only authorized users can access the invoices. This also means you can be confident that the invoices are genuine rather than an attempt to deceive you.

Do invoices need to be stored on paper?

You are not obliged to keep your e-invoices on paper, but you are allowed to. According to the Federal Public Service (FPS) Finance, you may u0022store invoices either on paper or electronically, regardless of the original format.

Valesca Wilms, freelance copywriter and content marketeer at Accountable

Valesca Wilms

As content marketing lead at Accountable Belgium, Valesca writes about freelancing, self-employment, and taxes based on her own experience as a freelancer.

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